Using the Law to Resolve Debt Matters
There are laws on the books to protect debtors and creditors. Creditors have a right to expect payment. Debtors have a right to be free of harassment. If you are a debtor or creditor, make sure you know your rights and obligations.
Debt Collection Lawyer · 704-323-8520 · Contact Us
When a debtor or creditor asks our law firm for assistance, we listen carefully and give the client full attention. There are a lot of factors that need to be looked at when attempting to collect a debt or negotiate payment. We can explain the laws and your options (including civil litigation) at the Law Office of Charles M. Oldham, PLLC, in Charlotte, North Carolina.
We help creditors understand the rules and their rights.
When debtors owe money on their accounts, a creditor has the right to ask for payment. At our law firm, we can make sure that you follow all the rules laid out in the Fair Debt Collection Act. Breaking the regulations can compromise your collection efforts. We work with creditors in sending out letters, giving notice, negotiating payments and, when necessary, filing lawsuits.
We work with debtors to resolve the situation.
If you owe money and you cannot pay or if you feel that you do not owe money, you need to resolve the situation. Failure to do so can harm your credit and reputation. Attorney Charles Oldham can explain the options available and help you determine a course of action.
Experience, personal service, creative solutions
In debt collection, there are frequently many ways to resolve the issue without courtroom litigation. Contact us to discuss your situation. We have considerable experience with debt collection — including filing and litigating a lawsuit.
